Legal Essentials for Dubai: Visa, Banking & Tourist Rules

Planning a trip or a move to Dubai? Knowing the legal basics can save you time, money, and stress. Below you’ll find the most useful facts about visas, banking, and everyday rules that affect tourists and expats alike.

Visa and Entry Rules

First thing’s first – do you need a visa? Most travelers need a visa unless they come from a visa‑free country. The UAE offers several types: tourist, transit, and long‑term residency visas. A tourist visa usually lasts 30 days and can be extended once. The cost is around 350 AED, and you can apply online or through your airline.

Make sure your passport is valid for at least six months from the date of entry. A simple mistake like an expired passport can get you turned back at the airport. If you’re staying longer for work or study, you’ll need a sponsor – either an employer, a university, or a family member who is already a UAE resident.

Health insurance is another must‑have. The UAE government often checks that you have coverage before granting a visa. A basic travel policy that covers medical emergencies in the UAE will do, but many expats opt for a local plan once they settle in.

Banking and Financial Rules

Opening a bank account as a foreigner is straightforward but requires a few documents: passport, visa, Emirates ID, and a simple proof of address (like a recent utility bill). The biggest local banks – Emirates NBD, First Abu Dhabi Bank, and Dubai Islamic Bank – have English‑speaking staff and low‑fee accounts for expats.

If you plan to transfer money often, look for banks that offer free international wires or partner with services like Wise. Some banks also let you hold multiple currencies, which is handy if you travel frequently between Europe and the Middle East.

Watch out for hidden fees. Some accounts charge monthly maintenance fees unless you maintain a minimum balance. Others might levy a charge for cheque books or ATM withdrawals abroad. Read the fine print and ask the bank rep to explain any unclear fees.

Credit cards are widely accepted, but a few places – especially small souks or local markets – prefer cash. Carrying a modest amount of AED can help you avoid extra conversion charges.

Lastly, remember that the UAE has strict anti‑money‑laundering laws. Large cash deposits or frequent high‑value transactions may trigger additional checks. Keeping good records and being ready to explain the source of funds will smooth any bank interactions.

Understanding these legal points means you can focus on enjoying Dubai’s skyline, shopping deals, and desert adventures without surprises. Keep this guide handy, double‑check the latest rules before you travel, and you’ll navigate Dubai’s legal landscape like a pro.